Taking Good Care of You...and one old Grump!

Checking

We have the account to fit your needs.

When it comes to personal banking, Readlyn Savings Bank offers a number of checking accounts to meet your individual needs. Choose the account that is the best fit for you.

Regular Checking Special Checking NOW Checking HI-FI Checking
Minimum Opening Deposit $0 $0 $900 $2,500
Minimum Balance to avoid service charge $500 daily or $750 avg for monthly cycle $0 $900 daily or $1,500 avg for monthly cycle No service charge Balance below $2,500 earns saving account rate
**Monthly Service Charge *5.00 & 40 free debits ($0.15 per debit in excess) $0.25 per debit (withdrawal, check paid, auto-transfer or payment out of account) $7.50 (if balance falls below minimum) 30 free debits ($0.15 per debit in excess) Limit 6 transfers per month (by law)
Interest Bearing No No Yes Yes
Free Online Banking Yes Yes Yes Yes
Free Checking Imaging Yes Yes Yes N/A
Free Visa Debit Card Yes Yes Yes N/A

* Please visit RSB for full details on our Regular Checking Account Tiered Service Charges.
** On ALL Checking Accounts, Point of Sale transactions are exempt from debit charge fees.

  • Regular Checking Account

    • No Minimum balance required
    • Tiered Service Fee based on average monthly balance
    • 40 Free debits per month ($0.15 per debit in excess) Free online banking
    • Free Checking Imaging
    • Non-interest bearing
    • Free Visa Debit Card with approval
  • Special Checking

    • No minimum balance required
    • No monthly service charge
    • $0.25 per debit (withdrawal, check paid, automatic transfer or payment out of account)
    • Free online banking
    • Free Checking Imaging
    • Non-interest bearing
    • Free Visa Debit Card with approval
  • NOW Checking

    • $900 Minimum opening deposit
    • $7.50 monthly service fee if balance falls below $900 daily or $1,500 average balance
    • 30 Free debits per month ($0.15 per debit in excess)
    • Interest bearing account
    • Free online banking
    • Free Checking Imaging
    • Free Visa Debit Card with approval
  • Hi-Fi Checking

    • $2,500 Minimum opening deposit
    • No monthly service charge
    • If balance falls below $2,500 and is more than $20, account earns regular savings rate
    • Free online banking
    • Limited to 6 transfers per month (by law)
    • Typically considered a savings account, at other institutions it may be known as a Money Market, Super NOW or Super Saver Investment Account